There are so many health insurance products released by health insurance companies, but there are pure health insurances, or those equipped with investment features, or unit links, there are also types of health insurance with daily compensation and some complete with hospital benefit schemes.
Before buying health insurance, make sure you choose the right product whose results are as needed so that it is optimal when used, how do you choose the health insurances that suits your needs? see some of the following tips.
Understand and As Needed
Make sure you understand the family history of hereditary diseases, is there a critical illness? so you can get the coverage or coverage of health insurance protection you need.
Pay attention to Existing Insurance
If the company you work for has facilitated your health with health insurance, then your insurance needs are other insurance products such as life insurance or vehicle insurance.
Split Budget
After intending and buying a health insurance policy, make sure you commit to paying for insurance, whether it’s every 1 month 6 months, or once a year, of course, this will be your mandatory expense later.
Be more observant about benefits and exceptions
You must carefully read the details of the benefits and coverage of the policy that you are going to buy, including exceptions, for example with pre-existing conditions, what are pre-existing conditions? is a rule in a health insurance article with the benefit of not covering the previous illness, it will obviously deny your claim.
Price comparison
Health insurance products are products that you have to buy once in a lifetime, so beforehand you should have finished looking for the most suitable for you. Take advantage of the ASURANSIKU.id feature as an online insurance broker to compare and find the insurance price you want to choose.
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